Important COVID-19 Message:

**Office Hours will be until 3:30 pm.**  After working closely with both school districts, in an effort to support social distancing, we are temporarily suspending all in-person transactions at our physical offices.  Members who have access to online banking and debit card services should use these functions now as your primary means of banking.  If there are questions, please call one of our offices during our normal business hours.

Home Loans

Home Equity Line of Credit

Need money for a home project?  Want to consolidate some debt?  Just looking to tap into the equity in your house?  A home equity line of credit through West Metro Schools Credit Union could be perfect for you.  

  • Borrow up to 90% of the equity in your home
  • Variable rate, adjust semi-annually, based on Prime Rate + Margin
  • Advance funds for the first 5 years; amortized over 15 years
  • No closing costs *
  • Pay interest only on the amount you advance

*  No closing cost promotion doesn't include market analysis cost if needed.  Loan must be open a minimum of two years or closing costs will be assessed at payoff.

First Mortgages

At West Metro Schools Credit Union, we're proud to partner with First Class Mortgage to offer our members a great home financing experienece.  First Class Mortgage ofers a variety of loan programs, competitve rates, expert guidance and First Class ervice.

Loan Programs Offered:

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  • FHA Financing
  • VA Financing
  • USDA Rural Development
  • First-Time Homebuyer
  • Jumbo Loans
  • Refinance Loans

For more information on these and other loan programs, get in touch with us.  We can take your application over the phone, in person or you can Apply Online now.

First Class Mortgage, a local team of mortgage experts, is here to help you with your home financing needs, whether you're looking to purchase a home or refinance your mortgage.


Phone:  (952) 848-4282

Fax:  (952) 848-4283

5701 Normandale Road, Room 322
Edina, MN 55424

Edina Community Center - Enter Door 2 or 3


Phone:  (952) 988-4165

Fax:  (952) 988-4167

1001 Highway 7, Room 249
Hopkins, MN 55305

Eisenhower Community Center

Lost or stolen card?

Debit Card: 1-800-472-3272

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