Home Loans

Home Equity Line of Credit

Need money for a home project?  Want to consolidate some debt?  Just looking to tap into the equity in your house?  A home equity line of credit through West Metro Schools Credit Union could be perfect for you.  

  • Borrow up to 90% of the equity in your home
  • Variable rate, adjust semi-annually, based on Prime Rate + Margin
  • Advance funds for the first 5 years; amortized over 15 years
  • No closing costs *
  • Only pay interest on the amount you advance

*  No closing cost promotion doesn't include market analysis cost if needed.  Loan must be open a minimum of two years or closing costs will be assessed at payoff.

First Mortgages

At West Metro Schools Credit Union, we're proud to partner with First Class Mortgage to offer our members a great home financing experience.  First Class Mortgage offers a variety of loan programs, competitve rates, expert guidance and First Class service.

Loan Programs Offered:

  • Conventional Loansfb083c7b-4fcf-4d2b-b6cb-7faa4fb67c23.png
  • FHA Financing
  • VA Financing
  • USDA Rural Development
  • First-Time Homebuyer
  • Jumbo Loans
  • Refinance Loans

First Class Mortgage, a local team of mortgage experts, is here to help you with your home financing needs, whether you're looking to purchase a home or refinance your mortgage.

Click here to learn more about our partnership with First Class Mortgage and start an online application.

 

 

 

West Metro Schools Credit Union NMLS# 754269

Rates & Fees

Home Equity Line of Credit Application

Home Equity Disclosure