SHARES
The "Share Savings" is a flexible, daily interest account. The dividend rate is established prior to the end of each quarter, dividends are paid quarterly.

MONEY MARKET
The Money Market account is a tiered, variable rate daily interest account.  Funds can be deposited or withdrawn at any time, however after 3 withdrawals in a month, a $5 fee is charged.  Withdrawals must be a minimum of $500.  The minimum amount to open a Money Market account is $2500. 

CERTIFICATES OF DEPOSIT
Certificates are available in 6, 12 or 24-month terms at a guaranteed rate of interest.  A penalty of 90 days of interest is charged for early withdrawals.  Certificates are not automatically renewed.

I.R.A.s
Individual Retirement Accounts are available under the same quarterly dividend payment schedule as the Share account. An I.R.A. is still a great way to save for your future!

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Your savings are insured to $250,000 with NCUA.  Click the NCUA Logo for more details.

All savings accounts are insured by the National Credit Union Administration, commonly referred to as NCUA, which is the federal government agency that charters and supervises federal credit unions. NCUA also operates and manages the National Credit Union Share Insurance Fund (NCUSIF). Backed by the full faith and credit of the U.S. government, NCUSIF insures the accounts of millions of account holders in all federal credit unions.