At West Metro Schools Credit Union, we offer several loan types with competitive rates to meet you and your family's needs.
Reduce the interest rate on your loan by ½% when payments are made through payroll deduction or automatic payment from your checking account.*
* Reduced rate does not apply to Home
Equity, First Mortgages, Visa, Student Loans, Share Draft Line of Credit, or specials. Discontinuation of payroll deduction/automatic payment will result in a forfeiture of the reduced rate.
How May We Serve You?
Savings Secured Loans….use your credit union savings account as collateral! Borrow up to $50,000 with a maximum of 72 month pay-back.
New Vehicle Loans….financing of
100% of the book retail value. Maximum of 72 months for pay-back.
Used Vehicle Loans….financing of 50-100% of the book retail value. Maximum of 72 months for pay-back (dependent on the age of the vehicle).
Signature Loans….no collateral
necessary! $10,000 maximum with a 36 month payback
Overdraft Line of Credit Loans….help
when you need it
Home Equity Loans….variable rate,
line of credit up to $99,000, currently no closing costs
VISA credit card….NO ANNUAL FEE!!!
Interest rates from
10.9%APR to 14.9%APR
FHA, VA ...low closing costs. Call us for a referral today
Click here for a handy loan calculator to calculate your loan needs
Click on Rates to see our latest Loan Rates.
Watch for our Loan Specials!